Save the future.

Save for yours.

500

Save the future.

Save for yours.

500
As seen on

1

We offer the first 401(k) climate impact platform.1

The average 401(k) has 33x more emissions than the company itself. The AtmoSphere helps sustainability teams measure the financed emissions from 401(k)s, report those emissions, and learn how to work with benefits teams to reduce those emissions.

Learn more

Source: Mercer—page 8

2

We make climate-friendly funds for 401(k)s.2

Our first index, the Sphere 500 Fossil-Free Index, tracks the biggest 500 US companies, minus fossil fuel companies and a few others. Our funds vote our shares for climate action. They are designed to check the boxes fiduciaries look for in a 401(k) offering.

Learn more

Believe it or not,

99%

of Americans with 401(k)s are invested in fossil fuels.3

That means

$1 trillion

is invested in fossil fuels just through our retirement funds.

How is this possible?

99%

Source: According to ICI, $11 trillion were invested in retirement funds as of 9/30/22. According to As You Sow, fossil fuels made up 9.34% the S&P 500 as of 6/23/23.

84%

of Americans are worried about climate change.

81%

didn’t know they’re investing in fossil fuels through their 401(k).

70%

are not happy their 401(k) is invested in fossil fuels when they find out.

401(k) investments in fossil fuels

Amounts invested in fossil fuels via company 401(k)s

Walmart

$1.63B

Microsoft

$974M

Google

$628M

Apple

$447M

Amazon

$351M

Tesla

$30M

Together we are changing this.

For the first time, there’s a company that’s entirely focused on helping you improve your 401(k) climate impact.

It can be hard to get a climate-friendly investment option onto a 401(k) plan. The AtmoSphere platform helps sustainability teams understand how to reduce  401(k) emissions without having to change providers, and our funds are climate-friendly options that can be added to existing retirement plans.

We created the Sphere 500 to offer a simple and transparent approach to sustainability that can check all the boxes that benefits teams look for in a 401(k) or 403(b) retirement savings plan.

Don't invest in oil & gas companies.

The first step in addressing climate change is to send a message to oil & gas companies loud and clear: no more business as usual. It’s time for the status quo to change.

Do reduce emissions.

Fossil-free funds have lower emissions because fossil fuel companies are the biggest contributor to global emissions.5

Do vote your shares for the planet.

Did you know that mutual funds vote on company shareholder proposals on your behalf? Most funds automatically vote however the board recommends. Ours vote for the planet.

As a company focused on helping stop climate change, Voltus needed this solution. I was excited when so many on my team signed up and even happier when they told me how easy the process was.”

Matthew Plante

President at Voltus

“A climate-friendly 401(k) option shows me my company actually cares about my views and the planet.”

Lauren Fraser

Cofounder of RightHandGreen
Formerly at Facebook and Rewiring America

“Companies around the world are making bold climate commitments. Adding Sphere is a no-brainer part of any climate plan.”

Maren Costa

Principal Design Lead at Microsoft
Cofounder of Amazon Employees for Climate Justice

The testimonials  given were not paid for, are not giving investment advice, and do not have a technical aspect of investing.

Our funds can check all the boxes.

Affordable

Climate-friendly funds are typically 8x more expensive than an average index fund. The average fee of the top 100 environmental funds .61%.4 We don't charge that premium. This pricing makes it appropriate for 401(k) plans.

8x
Price

Sphere 500 Climate Fund (SPFFX)

0.61%

A typical climate-friendly fund

Source
Simple to start

SPFFX is designed to be added to existing 401(k) plans, so you don't have to switch providers to offer a climate-friendly choice.

Platforms include:
See them all

Invest with
confidence

Invest with
conscience

The top 500 minus fossil fuels

The Sphere 500 index has the top 500 US companies by market capitalization, minus 93 companies. The independent non-profit As You Sow creates the list of fossil fuel and other companies that are excluded.

Learn more about the fund

500 largest US companies

Removed 52 fossil fuel companies

Removed 41 deforestation, tobacco, civilian firearm, military weapon, 
and private prison companies

407 / 500

Holdings

Let your team put their money where their heart is.

Talk with us